Financial literacy and remittance management training

Friday, 15 June – Dushanbe, Tajikistan

To mark the International Day of Family Remittances (IDFR), a specialized training on “Financial Literacy and Money Transfer Management” was conducted in Dushanbe. This targeted session was designed to improve the financial resilience and economic well-being of migrant families, directly supporting the core global objectives of IDFR.  

Implemented via the EU-funded REMIT PRIME Programme, this technical training was organized by the Training Centre of the Association of Financial Organizations of Tajikistan (AFOT). The initiative was delivered in close cooperation with the ICMPD / Migrant Resource Centre (MRC) and benefited from the coordination support of the Ministry of Labour, Migration and Employment of the Population of the Republic of Tajikistan 

Strategic Objectives 

The intensive, day-long session guided a selected cohort of approximately 25 participants through a practical framework designed to:

  • Strengthen Skills: Build core financial literacy and everyday money management capabilities.  
  • Optimize Transfers: Enhance the practical understanding of remittances and how to use them effectively.  
  • Empower Decisions: Support informed, long-term financial decision-making for migrant households.  

Through the deployment of this targeted field training, IFAD, AFOT, and their ministerial partners continue to refine market-compatible tools that ensure migration flows directly foster sustainable, inclusive economic growth across Tajikistan. 

Agenda

09:00–09:10
Session 1

Introduction. Training Objectives.
What is financial literacy?

09:10-10:00
Session 2

Financial goals and ways to achieve them.

10:00-10:50
Session 3

Money thinking and limiting belief.

10:50–11:05
Coffee break
11:05–11:35
Session 4

Family budget and planning.

11:35–12:20
Session 5

Saving.

12:20–13:10
Lunch
13:10–13:20
Energizer
13:20–14:00
Session 6

Money transfer management for recipients.

14:00–14:45
Session 7

Digital and financial services.

14:45-15:30
Session 8

Security when using digital money.

15:30-15:40
Coffee break
15:40-16:00
Session 9

Women and financial independence.

16:00-16:20

Evaluation questionnaire and presentation of certificates.

Award Ceremony

Friday, 5 June 2026 – Dushanbe, Tajikistan

Empowering Women in Business and Finance: Marking the International Day of Family Remittances in Tajikistan 

The International Day of Family Remittances (IDFR), observed annually on 16 June, is a United Nations–recognized observance raising awareness for the millions of migrants who support their families through the money they send home. Under the 2026 global theme, “Beyond Transfers: Turning Remittances into Rural Resilience, Entrepreneurship and Employment” – led in partnership with the French Presidency of the G7 – the campaign explores how remittances can drive long-term economic opportunities, particularly in rural areas.  

In alignment with this global platform, the Financing Facility for Remittances (FFR) of the International Fund for Agricultural Development (IFAD) is proud to mark IDFR 2026 by partnering in Tajikistan’s premier annual national competitions: “25 Successful Women Entrepreneurs of Tajikistan” and “20 Successful Women in the Banking Sector of Tajikistan.”  

Organized by the Association of Financial Organizations of Tajikistan with the support of the National Bank of Tajikistan, these events were backed by IFAD’s EU-funded REMIT PRIME Programme. This partnership directly advanced IDFR and IFAD strategic priorities to foster financial inclusion, economic empowerment, and rural resilience by promoting women’s entrepreneurship and leadership.

Key Competition Categories & Eligibility

25 Successful Women Entrepreneurs of Tajikistan: This competition celebrated outstanding founders, executives, and individual entrepreneurs across small, medium, and large enterprises. Key awards included Successful Startup of the Year, Best Entrepreneur in Agriculture, Manufacturing & Food Industry, Healthcare, Services, and Education.

20 Successful Women in the This competition recognized female financial professionals in managerial or key roles who drove impactful initiatives. Key awards included Best Banking Manager, Credit Specialist, Deposits & Banking Services, Banking IT, and Back Office Specialist.  

The initiatives culminated in a high-profile national award ceremony celebrating all 45 winners. Reflecting the spirit of IDFR, bringing together governments, financial institutions, development partners, and communities to discuss practical solutions, the event gathered:

  • Senior officials from the National Bank, State Committee on Investments, and Committee on Women and Family Affairs.  
  • International development partners, including IFAD, UN Women, and the EBRD and others.  
  • Financial sector leaders, sponsors, and national media.  

Through this partnership, IFAD reaffirmed its commitment to strengthening Tajikistan’s financial ecosystem, leveraging remittances for sustainable development, and ensuring women remained at the forefront of rural economic growth.